The chip card in your wallet is an amazing little device. Not only does it store information about your credit card account, but it contains personalized encryption keys that can’t be copied or stolen.
The Chip Shield Card Reader fits in the palm of your hand and lets you tap into the same security at home that’s being rolled out to reduce credit card fraud in-stores.
Simply plug the Reader into your desktop computer or mobile device, insert any credit or debit card and enjoy enhanced security and a streamlined shopping experience.
Enhanced Desktop and Online Security
The Chip Shield Card Reader interacts directly with your card’s security chip to generate secure payments, unlock your online accounts and protect your personal information.
The Chip Shield Web Assistant securely transfers payment data from the Reader and transfers it directly into the merchant’s online site. Manual data entry is completely eliminated.
Eliminating manual data entry not only speeds up check-out, but protects against many common viruses that intercept credit card and personal information while it’s being typed.
Adaptive Security for Online Payments
When used during online check-out, Chip Shield automatically selects the strongest form of security available based on your bank, the merchant site and merchant’s payment gateway.
Single-Use CVV Code
If your bank supports single-use CVV codes to replace the 3-digit number on the back of your card, we will automatically contact the bank’s servers to request a new CVV before submitting the payment.
Extended Client-Side Encryption
If the online merchant has implemented client-side encryption we can automatically extend the encryption to provide an end-to-end encrypted path between the card reader and the payment gateway.
If these enhanced features are not available on the merchant site, Chip Shield will still encrypt your payment and inject it directly into the secure browser session. We will also mask all of the payment form fields to protect your payment being stolen by common desktop viruses that log keystrokes or capture screenshots.
Direct to Gateway Encryption
If the merchant’s payment gateway supports direct to gateway encryption, we will bypass the merchant and send your encrypted card data directly to the payment gateway.
If these enhanced features are not available on the merchant site, Chip Shield will still encrypt your payment and transfer it directly into the secure browser session and mask the payment fields to protect against common desktop viruses.
Unmatched Data Protection
The security chip on your credit or debit card contains private encryption keys that can be used to verify your card and protect your personal data.
These private keys cannot be compromised by any known software attack without expending thousands of years of computing power to try and randomly guess the key.
The Chip Shield Reader asks your security chip to generate a digital signature that uniquely identifies your card and ensures that only you can access your personal information.
Mobile Device Support
The Chip Shield Reader connects to your mobile device using the headphone audio jack and the Chip Shield mobile app lets you access your account passwords and payment profiles.
If your bank supports single-use CVV numbers the Chip Shield app can be used to request a number from the bank before you make a purchase.
Support for encrypted mobile payments is currently limited to apps, websites and mobile wallets that embed Chip Shield’s audio communication library.
For apps or sites that do support Chip Shield, purchases and recurring payment setup is streamlined by eliminating manual data entry and card not present fraud is completely eliminated.
For mobile wallets that support Chip Shield, card onboarding is simplified and card not present fraud is eliminated. EMV Authentication validates the card and simplifies bank verification.